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Definition of hard up:

  1. In familiar language, without money or resources; in extremity.

Synonyms:

impoverished, pinched, broke, needful, necessitous, penniless, famished, destitute, in straitened circumstances, beggared, threadbare, needy, skint, beggarly, poverty-stricken, poor, impecunious, in the lower income brackets, pauperized, down-and-out, dirt-poor, penurious, indigent.